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Creative Business Loans

Community First Fund received funding from the Pennsylvania Council on the Arts, a state agency funded by the Commonwealth of Pennsylvania and the National Endowment for the Arts. Eligible loan uses will include working capital; equipment purchases; renovations to retail, production, or office space; and, in limited cases, building acquisitions. Loan amounts will vary, ranging from a few thousand dollars to an average loan size of $75,000, though Bridgeway and Community First will consider requests up to $250,000.

The fund prioritizes creative businesses:
Located in low-income communities;
Owned by Black, Indigenous and people of color (BIPOC) individuals or serving a diverse market; and
Those located in small towns and rural communities.

Cost

  • Fee

Availability

  • Spring
  • Summer
  • Fall
  • Winter

Language

  • Spanish
  • English

Industry

  • Arts

Business Stage

  • Idea
  • Startup (0-2 years)
  • Expansion
  • Established (3 years +)

Type of Service

  • Funding

Service Delivery

  • One-on-One

Other Services Offered by Community First Fund

Affordable & Market Rate Housing Development Loans

We provide loans to both for profit and nonprofit developers of housing for low and moderate income families. Our financing options can be support housing that is for re-sale or for rental housing projects....   Read More

View Affordable & Market Rate Housing Development Loans

Cost:

Fee

Availability:

Spring, Summer, Fall, Winter

Delivery:

One-on-One

Commercial Real Estate Loans

Community First Fund’s commercial real estate lending focuses on facilitating the development, rehabilitation or adaptive re-use of commercial and mixed use real estate projects located in downtowns or in...   Read More

View Commercial Real Estate Loans

Cost:

Fee

Availability:

Spring, Summer, Fall, Winter

Delivery:

One-on-One

New Markets Tax Credits

Community First Fund provides financing through the New Markets Tax Credit Program. This federal program provides tax credits to banks that provide financing to large scale commercial real estate or mixed use...   Read More

View New Markets Tax Credits

Cost:

Fee

Availability:

Spring, Summer, Fall, Winter

Delivery:

One-on-One

Small Business Loans

Small Business Loans are for projects that require more capital than a microloan can provide. Loan proceeds are generally used to support the increased capital needs of maturing businesses and may be used for...   Read More

View Small Business Loans

Cost:

Fee

Availability:

Spring, Summer, Fall, Winter

Delivery:

One-on-One