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Starting A Business in Lancaster County

Starting a new business in Lancaster County? Cultivate is here to help you find the right information and resources that your new business needs.

Find Funding for Your New Business

Do you need funding for your new business? Many traditional banks do not provide funding to new businesses, however, there are several local organizations who may be an option. Below is a list of commonly requested documentation from lenders. Before contacting any potential funder, be sure to have this information available. 

You can find out more about Funding options here.

New Business Checklist for Funding
Three years of personal tax returns with all pages and schedules
Two pay periods of pay stubs if you are a W2 employee and plan to keep the job
Three months of personal and business bank statements
Valid Driver's License for all borrowers
Real estate Sales agreement - 90-day due diligence period recommended - if applicable
Sales agreement - Trucks, small vehicles or heavy equipment
Equipment invoice for small or large pieces of equipment, FF&E
Incorporation documentation, such as registration and by-laws or operating agreement
Invoice and estimate from contractors for leasehold improvements or renovations - if applicable
Business plan - needed for businesses under one year old
Projections with assumptions - needed for businesses under one year old
Personal Financial Statement - form will be provided by lender
Credit Report - lender will pull your credit report
If client is purchasing an existing business:
Three years of business tax returns
Sales Agreement
Professional Business valuation may be needed if over 250K

Cultivate Lancaster

Join us as the small business community comes together to connect, collaborate, and grow. Register today!

August 4, 2023 | 5-7 PM
The Lancaster Public Library | 151 N Queen St, Lancaster, PA 17603
Mixer at The Imperial Restaurant to follow after the event

Register Now

A Valuable Resource

Ben Franklin Technology Partners has been an incredibly valuable resource for CPNET as we have continued to grow in 2022. The organization's team of experts has been instrumental in providing support in various areas, including human resources, operations, and finance. In addition to the support they provide, the Ben Franklin Technology Partners staff have been active collaborators in helping us achieve our vision of bringing advanced manufacturing analytics to more manufacturing companies. They have actively provided advice and resources to help us develop our products and services and understand the needs of our target market. Their experience and expertise have been invaluable in guiding us toward success. Overall, Ben Franklin Technology Partners has played a critical role in the growth and success of CPNET, and we look forward to continuing our partnership with them.

Bicheng Chen, CEO & Co-Founder,

Lancaster City Alliance has been a valuable…

Lancaster City Alliance has been a valuable resource for our business in multiple ways. They have a network of helpful connections for all sorts of business needs. They foster a community of like-minded entrepreneurs in the city. And by administering the KIZ tax credit program, they have helped us accelerate hiring and grow our team. We appreciate all they do for our business and for the Downtown Lancaster business community!

Andrew Garman, , Pipedream



Types of Services Offered:

Accounting, Bookkeeping, & Taxes • Business Plan Development • Certifications • Funding • Growth Strategies • Marketing • Networking & Events ... and 3 more

City of Lancaster

Types of Services Offered:

Licensing, Insurance, Credentials • Networking & Events • Something Else

Small Business Administration – Philadelphia District Office

Types of Services Offered:

Accounting, Bookkeeping, & Taxes • Business Plan Development • Certifications • Funding • Growth Strategies • Licensing, Insurance, Credentials • Market Research ... and 6 more